Water Damage Claim

We have information that can help you with your Water Damage Claim , we represent the policy holder. New Claims, Underpaid Claims or Denied Claims. Whether you have damage to your home, condo or business property, you shouldn't have to live with the mold, mildew, and other kind of hazards that water damage can provide.

New Water Damage or old, you should address the situation before those damages become even more severe. Whether from a roof leak or if it is  hidden in walls or pipes that are under slabs, or other places, water can cause major damages that you might not notice straight away. Even AC leaks can be hazards and cause health issues.

Our Public Adjusters Can Help You

Our team at Action Public Adjusters will aim to maximize your water damage claim settlement. In our line of work, we see all sorts of damages so whatever your damage is, we can help. The extent of your damage doesn't phase us at all! We will help you take on your insurance company so you can get back to your life.

Take it from the team at Action Public Adjusters: water damage can wreak havoc on your home and business. Don't let it! At the first sign of any damage, whether from something as slight as an AC Leak or as severe as a burst pipe, we can help you get your insurance claim settled for what you deserve and are entitled to.

What You Should Do?

When you're in need, our team at Action Public Adjusters are there for you. When you find you have water damage, or any sort of damage at all, our expert team at Action Public Adjusters, led by our owner operator Joel Anidjar has your back! We're here to assist you whenever you may need us, even after a roof leak caused by severe storms  or hurricane. Call our team today, you won't be disappointed!

How Do I Make a Claim for Water Damage?

This first thing to do before making a claim is to contact Action Public Adjusters to review your insurance policies coverage including mold provisions, limitations and your responsibilities.

Start mitigating the water damage and document all of the damages with photos or videos. Do not start restoration on your property, wait until there is an agreement between you and your carrier on the exact damages being covered. But you can start getting estimates.

When and When Not to File a Water Damage Claim?

Review your policy to understand exactly what will be covered. Again you can contact Action Public Adjusters for a free inspection to review your policy as well as inspect your property damages. You policy deductible can play a big factor in whether you should file a claim or not.

If you have minor damages, you may rethink filing a claim. The less claims filed with your carrier on your property the better. But if you have substantial damages to your property it is time to file your claim. Speaking to a pubic adjuster will help you with final decision to go ahead with filing a claim.

What is considered Water Damage?

Most homeowner's insurance policies require the water damage to be sudden and internal. This means the damage must be a result of a sudden incident with the requirement that the water has never touched the outside ground. Speaking with an independent public adjuster is highly advise before contacting your carrier.

In your homeowner's policy there are 16, usually standard, perils that can cause water damage that your policy will cover. A few examples include; burst pipes, storms, leaking AC, toilet or washing machine or bathtub overflow, mold when it results from water damage and vandalism.

What Types of Water Damage is Covered?

Homeowners insurance protects your home and personal property against destructive weather, theft and elemental perils like fire or storms. As well as damage from a burst pipe.

Water damage is never covered when it results from floods and sewer overflow. Basically, if the water landed on the ground and flowed into your home, that isn’t covered, that is considered "gradual damage."

AN AVERAGE SETTLEMENT IN TERMS OF PERCENTAGE WHEN WORKING WITH A PUBLIC ADJUSTER AS OPPOSED TO WORKING DIRECTLY WITH YOUR INSURANCE COMPANY COULD BE 300 PERCENT OR MORE. CONTACT US TODAY!

You will not have to do anything, our public adjusters will take care of everything for you from filing the paperwork to negotiating a settlement with your insurance company.

WE CAN HELP YOU! Free Inspection!!

No Recovery No Fees. Get a Quick Response 786-540-2823. We speak English, Spanish and French.